Medicare Advantage

How would the Medicare Advantage plans be different from Original Medicare?

  • With Original Medicare, your benefits are administered by the federal government, unlike Medicare Advantage where the benefits are managed through a private insurance company. Medicare pays the Medicare Advantage carrier to administer your benefits.
  • Original Medicare has no network limitations. Medicare Advantage has limited doctor networks and when you need to see a specialist with a small network, access to care can be more challenging.
  • Most Medicare Advantage plans offer benefits beyond what Original Medicare covers like gym membership, over the counter (OTC) allowance, dental, hearing, vision, and transportation to doctor visits.