You can apply for group health insurance at any point throughout the year. If you have existing group coverage, the plan changes can be made during the group’s open enrollment. You can also add new employees or remove former employees from your group health insurance plan any time of the year.
Currently, federal tax credits are only available to small businesses that purchase health insurance through Covered California for Small Business (CCSB) and are available for a total of two consecutive years. Here is more information about the tax credits.